BEST PRACTICES IN MUTUAL FUND INVESTMENT = Jun 05, 2018


1) You can start SIP anytime. Do not think whether it is right time or not.

2) Do not Stop SIP when market is bearish. It is good time to keep investing.

3) Add lump sum amount whenever there is significant fall in market.

4) Do not compare fund returns with your friends/relative funds. Their risk profile might be different.

5) Do not keep moving your investment from one fund to another fund in case of non/under performance.

6) When market seems to be euphoric or highly overvalued, switch over from equity to debt or other safer funds.

7) Continue SIP for longer term. Higher the period, better the return. (7-10 years at least)

8) Select variety of funds viz Large Cap, Mid Cap, Small Cap, Sectorial etc depending upon your risk profile.

9) Do not compare investment in different funds in your portfolio.

10) Link your investment to GOAL like Children Education, Retirement, Marriage of Son/Daughter, Buying House and so on.

Take decision fast. Do not keep postponing investment decision description

Happy Investing

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